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jabrina

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Thanks for letting join the group.
I would like to ask a question or two.

 I know I think this is illegal but can't seem to find the answer on here

 I did a loan mod in 2014 with the servicer of the loan for 480 months now the first of the year the servicing was sold to another servicer, now this servicer has stated the loan is for 565 months, which is 85 months longer but at the same payment amount. Also I got some papers from the servicer and it shows a different owner than it did.

At the time of the loan mod all the foreclosure fees were added in the loan mod and no fees left, but in the first month of the loan they added over $3,500.00 In attorney fees in one day about 20 different times but the  same day, and are now wanting to collect the fees, but will not send an itemized statement of what they are for.

Also I know the servicers do the loan mods for the investors, but is the loan mod, is it in the servicers name or the loan owners name, mine has the servicer as the lender not the loan owner.

The loan mod was for the past due amount plus all foreclosure fees, but the loan was put on hold for 40 years with no interest.To be paid at the end of the loan mod.
 
I have seen a few loan mods that say the servicers name on behalf of the loan owner with the owners name. Some things just don't look right here.
I had an attorney on this.
Thanks for any info on this of where to find answers.
Jabrina

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